50+ Resources For Living A Rich Life On A Budget

Posted in Tips & Tricks
on November 14, 2018

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Here is my master list of resources I use to help us live a rich life on a budget!

Saving on Everyday Expenses

DOSH – Dosh might be the easiest way to get cash back on purchases you’d make anyway. Learn more about Dosh here!

Shell Fuel Rewards – the super-easy way I save $0.06 per gallon every time I fill up. Learn how to use it here.

Schoola & Swap.com – My go-to sources for quality secondhand clothing. I buy 90% of our clothes from these three sites and I LOVE them! Here are more details on each of these sites.

Ibotta – The app I’ve used to save $370 on groceries I was buying anyway. Read all about it here.

CardCash – The site I use to get discount gift cards on a VERY regular basis. I use these anytime possible to save on eating out, getting craft supplies and gifts at Michaels, and more.

Brandless – All items are $3 or less and I get many items from Brandless on a regular basis (agave nectar, fancy popcorn, etc.) I also send gifts from Brandless that everyone seems to love!

Sworkit – the free app I use to get workouts in at home. It’s like having a personal trainer in my living room for free.

Swagbucks – My go-to way to earn money for web searches and on cash back offers. I’ve earned over $250 in gift cards and cash with VERY little effort. Get a $3 bonus when you get started here.

$5 Dinners Meal Plan – You can try it free for two weeks then it is only $5 per month for cheap, healthy, easy dinner recipes. The best and most affordable meal plan that can save you hundreds of dollars every month on your grocery bill!

Boxed.com – a great alternative to Amazon and Costco for low prices on everyday items. Get $15 off your first order of $60 when you sign up with my link!

NatureBox – get $20 in free snacks when you give NatureBox a try (it is easy to cancel online if you don’t want to continue)

Budgeting & Finance

Capital One 360 Savings Account – I LOVE this free online savings account because you can automate your savings! Learn how I use an online savings account here. 

Ethos Life Insurance – I quadrupled my coverage for only $8 more per month and it was super easy – read my honest review of Ethos here

Credit Sesame – I use this free service to monitor my credit score and my debt payoff progress. Read my full review here. 

Amex Blue Cash Everday – My recommended cash back credit card for everyday expenses. It’s a no annual fee card with a $200 sign-up bonus that earns 3% back on groceries! Read my full review here.

Credible – If you have student loans, you may be able to save a bunch of interest by refinancing them with Credible. I am in the process of reviewing their service myself and will share that experience in a post soon.

Personal Capital – A free tool for wealth building! You can measure your net worth (something I am working on building) among other powerful tools.

Affordable Family Travel

Southwest Rapid Rewards Credit Card – My #1 card for cheap travel. Earn over $900 worth of free flights from opening one credit card! Learn more here.

Orbitz – I’ve used Orbitz promo codes to save an extra 15% off of hotels many times. They don’t work on chain hotels but work everywhere else (including Disney hotels).

Priceline & Hotwire – I use both of these sites often for last-minute trips. Learn how I find Disney World hotels from only $54 per night using these sites here!

Autoslash – I’ve saved hundreds on car rentals thanks to this site that seems to always deliver the lowest prices on car rentals.

Booking.com – You can book hotels and more on Booking.com – get $25 off your first stay when you use my link!

Hilton Honors – I love using Hilton Points + Cash for cheap stays at amazing hotels! Read more in this post.

Uber & Lyft – I use these ride-sharing apps extensively on vacation, especially in Florida. Check out my suggestions and get your first ride free here.

Awardmapper – The tool I use to research award travel with points. Makes it SO easy to get the most out of your points.

Chase IHG Rewards Card – I’ve had this card for years and have earned MANY free hotel stays thanks to the sign-up bonus (80,000 points) and the annual free night certificate! Learn more here.

Hilton Honors American Express Card – I also have this fantastic Hilton Amex card which I have used for many free nights at Hilton hotels. Get a 100,000 point sign-up bonus good for up to 10 free nights!

21 Ideas for Travel Hacking Without Credit Cards – If credit cards aren’t your thing, check out these suggestions from Kyle over at Millionaire Mob for how to travel hack minus the credit cards. 

Saving Money at Walt Disney World

Free Disney Vacation Planning Video – Get access to videos filled with vacation planning advice straight from The Mouse here!

David’s Vacation Rentals – Renting DVC points is the #1 way to save thousands on a Disney World vacation. David’s handles everything for you and makes renting points so easy (read my full guide to renting DVC points here).

Undercover Tourist – my recommended source for discounted Disney World tickets plus the best savings on a room-only reservation for more than two people in a room.

Orbitz – If you want to stay at a Disney resort and have one or two people in a room, you can save an extra 15% using Orbitz promo codes. These codes will work on some off-property hotels as well, but only if they aren’t chains.

Destinations in Florida – My recommended Disney expert travel agents. You can get help making dining and FastPass reservations all at no additional cost to you when you book with them! Get a free quote here.

Disney World Scavenger Hunt – this download will add SO much to your vacation and it is only $9.95!

Disney Dining Plan eBook – get my best-selling Kindle eBook on the Disney Dining Plan for only $0.99!

Free Printable Disney Daily Vacation Planner – Check out this super helpful printable for planning each day of your trip!

Disney Reward Visa – Earn a $200 statement credit after you spend $500 plus get great perks at Disney World

BJ’s – Get $100 Disney gift cards for $96 each with free shipping (you don’t have to be a member). Use them to pay for dining, park tickets, your balance due on your package, etc. Read more here.

Target Red Debit Card – You can use this debit card to save 5% on Disney gift cards and supplies for your trip. Doesn’t affect your credit score and comes right out of your checking account.

Blogging on a Budget

A2 Hosting – my US-based recommended hosting company with amazing customer service and plans that start at $3.96/month. Read more about A2 in this post.

Affordable Themes on Etsy – I’ve bought both of my WordPress themes for under $30 on Etsy and I love them. Check out all of the ways I blog on a tight budget here.

Fiverr – I’ve used Fiverr, a freelance marketplace, many times when I’ve need technical support on the blog.

Canva – The free online graphic design program I use to create all of my graphics

MailChimp – The first email newsletter service I used. It’s free up to 2,000 subscribers and easy to use to build an email list.

MailMunch – I use MailMunch to design my newsletter sign up forms and delivery my freebie to new subscribers. The basic features I use are totally free!

ShareASale – My favorite affiliate network because of how easy it is to use and the great programs it offers. You can sign up to make money with ShareASale here.

FlexOffers – This network includes over 11,000 advertisers so it’s easy to join multiple programs and meet the minimum payout every month. You can signup for a FlexOffers account here.

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