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Tips & Tricks

How Credit Sesame Is Helping Me Rock My Finances This Year

on February 3, 2018

How Credit Sesame can help your monitor your credit card debt, improve your credit score, and rock your finances this year!

One of my goals for 2018 is to pay down some lingering credit card debt. Since the average US household has over $15,000 in credit card debt, I’m likely not alone in wanting to pay off some debt.

One tool that has already been a huge help to me this year is Credit Sesame. In this review, I’ll explain how to sign up, why it is safe, and how Credit Sesame can help you achieve your financial goals! Read more...

60% Off At Schoola: Save Big On Secondhand Clothing!

on February 3, 2018

Get a whopping 60% off at Schoola through Monday, 2/5/18 when you enter the promo code HEART at checkout!Schoola is one of my favorite sources for quality secondhand clothing for myself and my daughter. I just ordered eight items (four pairs of jeans and four shirts) for a grand total of $18.99 shipped, including items from Calvin Klein, Bershka, and divided.

Shipping is free on orders of $25 or starts at $5.99.  Read more...

My Pick For The Best Cash Back Credit Card + $200 Sign-Up Bonus!

on February 2, 2018

Today I’m sharing my go-to credit card for earning cash back on regular spending. When I’m not trying to earn lucrative sign-up bonuses for travel with points and miles, I’m looking to earn the most cash back possible on my everyday purchases!

There are TONS of cash back cards out there, but here’s why the American Express Blue Cash Everyday card is my pick for the best cash back credit card:

  • No annual fee
  • Earns 3% cash back at grocery stores & 2% cash back at gas stations
  • $200 cash back signup bonus
  • Gives you access to Amex Offers to save even more!

How To Achieve Your New Year’s Debt Resolutions

on January 17, 2018

Guest Post by Andy from Penny Less Dad

Everyone is fast and prompt at making new year’s resolutions. But very few actually stick to their resolutions through the end of the year.

It’s not that we don’t want to follow and chase our resolutions throughout the year. It’s just that we fix goals that are beyond our capability, and we aim for things that are beyond our reach.

In this post, I’ll keep things simple and steady so that you can actually achieve your new year’s debt resolutions!


My 2018 Goals & Word of the Year + Last Year’s Goals Wrap-Up

on January 15, 2018

I had a lot of words in the running for my 2018 word-of-the-year… gratitude, connect, and enrich are just a few!

I decided on enrich because it applies to many areas of my life I want to work on this year. I want to make the time to enrich myself. I want to enrich the lives of my readers with content that is helpful and inspiring. And I want to enrich my relationships with my family and friends. Read more...

Learn How To Save on Groceries & Keep More Money in Your Pocket Every Month!

on January 5, 2018

Groceries are a huge expense for our family, second only to our house payment. And our grocery budget is not a rigid expense – it’s one expense I have a lot of control over!

Therefore I LOVE to find ways to save money on groceries and make my life easier at the same time. Erin Chase (of $5 Dinner fame) has created a course that does just that – help free up your time and money by giving your grocery budget a makeover! Read more...

Four Steps To Meeting Your Financial Goals in the New Year

on December 30, 2017

Earlier this month some of you shared your financial goals with me in this post. I loved learning about what you hope to accomplish in the new year!

Here are some of your goals:

  • Save for children’s college
  • Pay down student loans
  • Build emergency savings fund
  • Work from home and have more time with friends and family
  • Have money for travel
  • Figure out to truly live within our means

I’m going to help you meet these goals with a simple plan of attack based on what I’ve learned over the years about achieving goals. Read more...

Joany: Earn $25 Cash + Get Help With Health Insurance

on December 6, 2017

Picking a health insurance plan that will save you money and cover what you need can be an overwhelming task. That’s why there are companies like Joany to help people decide on the best plan for their needs.

Joany is a healthcare “concierge” service for people that buy their own health insurance. It is totally free to use and you’ll earn $25 when you take their healthcare survey!

Since my husband and I are self-employed, we buy our own health insurance through the marketplace. Read more...

What Are Your Financial Goals? + $50 Cash Giveaway!

on December 5, 2017

I’m incredibly lucky to have frugal habits that help me live a rich life on a limited budget. I’m not sure when or where I learned these habits, but when I look back at my life I realize I’ve been developing them for almost 20 years!

With this blog, I want to help you develop frugal habits that will enable you to reach your financial goals. Your goals might include:

  • paying off debt
  • staying under budget each month
  • having money for travel
  • saving for retirement or college
  • stop living paycheck to paycheck

While it has taken me more 20 years to develop my habits, I want to hit the fast-forward button for you and help you reach your financial goals sooner! Read more...

17 Ideas For A Family No-Spend Weekend

on December 3, 2017

Taking on a no-spend challenge is a fun way to create a little breathing room in your budget. Weekends are often a time when families spend money on entertainment, eating out, and activities, so they are the perfect place to start!

Here are seventeen ideas for having a super fun weekend with your family without spending a dime. As you can tell from the pictures, we have done ALL of these ourselves at one point or another! Read more...

How to Earn an Extra $300 for the Holidays with Lyft!

on November 14, 2017

Disclosure: I was compensated for this post, but all opinions are my own. 

Right now you might be looking for ways to make extra money for the upcoming holiday season – I know I am!

If you haven’t already heard of Lyft, the ridesharing app that matches drivers with passengers requesting rides, it’s an easy way to earn money – and be your own boss.

Read on to learn all about how driving for Lyft can help you make extra money for the holidays! Read more...

How I Save Up To 70% at Michaels (Great For Holiday & Birthday Gifts)

on October 27, 2017

Here is another post in my series on how I save money during the holidays!

I love Michaels for craft supplies, but you might not have considered it when you are shopping for Christmas gifts for friends and family. With the two simple steps I’ll share below, you can easily save up to 70% on gifts at Michaels!

Step 1: Use Digital Coupons in the Michaels App

First of all, Michaels is almost always offering a 40% or 50% off coupon for one full-price item in their free app. Read more...

12 Cheap & Easy Snacks for New Moms

on September 9, 2017

Guest Post by Natalie Michele from Maternity at Home

New motherhood comes with the huge challenge of feeding yourself as you keep up with the demands of your newborn baby. As a new mom, you will be sleep deprived, and your body will need nutritious foods as you recover.

Here’s the good news – there are plenty of ways to make certain that you eat healthily while you care for your baby! Read more...

Blogging Goals + Income Report For July 2017

on September 3, 2017

Blogging is such a great gig because you get to help solve people’s problems, build a community, and make money in the process!

Many bloggers who I follow and admire are transparent about their income. I periodically share an income report here at The Frugal South in an effort to be transparent as well, and to answer the #1 question I get asked about blogging: How do bloggers make money, anyhow? Read more...

How I Earned $50 Cash For Completing Joany’s Health Care Survey

on August 30, 2017

Yesterday I earned $50 cash from Joany by completing a 10-15 minute survey about my experiences with health care. This is a legitimate opportunity for some easy money so I had to pass it on to my readers! Read on to see if you qualify for the survey.

Joany is a company that aims to be a “health care concierge” by helping folks find the best insurance plan for their needs.   Read more...

10 Weeks of Easy & Budget-Friendly Dinner Recipes

on August 14, 2017

Lots of inspiration for getting dinner on the table! Easy and budget friendly recipes for dinner on the cheap.

Readers often ask for easy, budget-friendly dinner recipes here at The Frugal South. So today I’m sharing LOTS of recipes in one post!

For a year I shared my weekly dinner meal plan here on the blog. I made affordable, healthy, and easy dinners a habit, so now I have a huge collection of go-to dinners that I make regularly!

So here’s ten weeks’ worth of my favorite dinner recipes from my year of meal planning… I hope you find some inspiration for planning meals! Read more...

3 Essential Habits For Becoming Debt Free

on August 8, 2017

Guest Post by Jacob from Dollar Diligence

Becoming debt free is not easy by any means and if someone tells you it is, he or she likely did not have a lot of debt to eliminate.

When I first looked at my student loan balance statement, I was scared. I mean, truly scared for myself.

I owed a lot of money.

Money, that I thought I would never even have in my hands at any point in time. Read more...