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Discount Disney Gift Cards: The BEST Deals & Where To Get Them!

$150 disney gift card discount

Paying for all (or part) of your Disney World vacation with discount Disney gift cards is an easy way to save money.

You can use Disney gift cards to pay for:

  • A Disney vacation package
  • Disney resort hotel stays
  • Disney theme park tickets
  • Food and drinks at Disney World and Disneyland
  • Disney Cruises
  • Merchandise and more…

It is easy to save hundreds of dollars by paying for all of this with cheap Disney gift cards!

There are many places that sell discount Disney gift cards and they each have pros and cons.

In this post, I’ll share the top three places to get a Disney gift card discount and my pick for the easiest to use. 

 

Where To Buy Disney Gift Cards

You can buy Disney gift cards at a discount at many locations both online and in a store, such as:

Other places may also offer discounts, but anything less than 4-5% is NOT a good deal. 

Here’s how to get cheap Disney gift cards at my top three best picks. 

BJs Disney Gift Cards

BJ’s Wholesale is my first choice for Disney gift card deals because you don’t have to have a specific credit card or expensive membership to get discount Disney gift cards.

You now have to be a member to get a Disney gift card discount at BJ’s but fear not!

You can try out BJ’s with a free one day pass and buy all of the gift cards you need for your trip.

Click here to sign up for a one day pass and get 24 hours to buy Disney gift cards (and whatever else you want!) without purchasing a membership. 

discount disney gift cards from BJ's

Right now the best deal is the $100 BJs Disney gift card that costs $95.99. This is a 4% savings and the other gift card options at BJ’s offer less than 4% off.

I like that you can pay for these discount Disney gift cards with any form of payment and that you can get instant access to these prices without a membership. 

If you purchase these gift cards with a credit card that earns rewards or cash-back, you can save even more.

I buy them with my 2% cash back card so I save 6% total. 

You can combine the amount from multiple gift cards on the Disney Gift Card site here, making them much easier to manage when you are in the parks.

BJs Disney Gift Card Discount Pros & Cons

  • Pros: no membership required, can pay with any method
  • Cons: only save 4%, have to buy them within 24 hours on the free pass

Target Disney Gift Cards


While Target doesn’t sell discount Disney gift cards per se, you can use a Target REDcard to save 5% on Disney gift cards.

A REDcard saves you 5% off of all your purchases, even Target Disney gift cards.

I especially like that there is a REDcard Debit card so I don’t have to open a credit card to save on Disney gift cards!

purchasing disney gift card online from target

Just add Disney gift cards to your cart on Target.com (or in a Target store) and use your REDcard as your payment method at checkout.

Target Disney Gift Card Discount Pros & Cons

  • Pros: can get them in-store or online, 5% savings
  • Cons: must pay with a REDcard

Sam’s Club

example of disney gift card discount from Sam's Club

If you happen to already be a Sam’s Club member, you can save about 4% on Disney gift cards when you buy these $50 Disney gift cards for $47.98.

These are only available to regular Sam’s Club members and membership will cost you $45.

Sometimes Groupon will offer discounts on Sam’s Club memberships (this is how I got my membership to – you guessed it – buy discount Disney gift cards!)

Recently I was able to save 10% on Disney gift cards at Sam’s thanks to a 5% cash back offer from DOSH. Click here to learn more about the cash back app DOSH

Sam’s Club Disney Gift Card Discount Pros & Cons

  • Pros: save 5%, options to save more with DOSH, can pay with any method
  • Cons: must have a $45 membership

And for even MORE strategies for saving on Disney gift cards, check out these ways to save on Disney gift cards from our friends over at Points to Neverland.

What Can You Use Discount Disney Gift Cards For?

cinderella's castle in magic kingdom

There are so many ways to use discount Disney gift cards to save money on your vacation!

First, if you book your trip with a travel agent, you can pay for your entire trip with Disney gift cards!

If you want help with every aspect of your vacation at no additional cost to you, I recommend getting a free quote for your trip from one of the expert Disney agents at Destinations in Florida.

If you rent DVC points to save thousands on a Disney Deluxe hotel stay, you can use discounted Disney gift cards to add a Disney Dining Plan to your reservation.

You can use gift cards to buy your park tickets directly from Disney, but you might be able to save more buying discounted theme park tickets from Undercover Tourist.

And, of course, you can use your Disney gift cards in the parks for your food and merchandise purchases.

Can I Combine Disney Gift Cards? 

managing disney gift cards

Keeping track of a bunch of gift cards can be difficult, but thankfully there is a solution. Disney allows you to combine multiple cards into one card here!

I think his is one of the best features of Disney gift cards. You can move balances between cards and only have to keep track of one card on your trip.

The most you can move onto one Disney gift card is $1,000 so if you have more than that you’ll need multiple cards. 

Note that if you have more than five to combine, you will have to transfer the balance to the primary card, then delete cards from your collection of “My Cards” as you go.

Cheap Disney Gift Cards Summary

In summary, BJ’s offers the most reliable and hassle-free way to get Disney gift card deals.

Though you can definitely buy Disney gift cards at other locations, you will need a special card or pricey membership to get access to the best prices.

I like that you only need a $10/year membership to buy gift cards from BJ’s and that you can use any payment method (even one that earns additional cash back). 

The EASIEST way to get discount Disney Gift Cards that can be used to save money on your Disney World vacation! Buy discounted Disney gift cards to save on dining, resorts, tickets, and more. #disneyworld #familytravel

Any questions about buying or using cheap Disney gift cards? Please leave a comment below or join the discussion in my free private Facebook group for my Disney-only site, The Budget Mouse!

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Rose M

Friday 19th of November 2021

There can be unforeseen issues with using Disney gift cards to purchase theme park tickets. Recently we purchased 4-day tickets to Disneyland with gift cards using the 5% discount through Target. But, we wanted to upgrade the tickets to 5-day instead. Unfortunately, Disneyland makes you buy new tickets and then they refund the original tickets to the original form of payment. So, to upgrade, we had to buy more gift cards and then wait 6-8 weeks for the other gift cards to be refunded. So, we were not able to get the refund done before our trip, so now we have over $1,000 in Disney gift cards that will have to wait to use probably on next year’s trip. Plus, when we bought the tickets, I had to make separate transactions because there is $1,000 limit on individual gift cards. We’ll, after the first ticket purchase, I transferred funds yo the same gift card and made a second purchase of tickets. Now we’ve run into a problem of Disney trying to refund more than $1,000 to the same gift card. Such a hassle that it caused trying to save $68. Just thought I’d share since I wish I had none this before since I would have simply used my Disney rewards credit card instead to make things simpler to change if need be.

Amanda

Thursday 2nd of September 2021

Hi Leah! Thanks so much for this post - it just saved me a ton of time and money. For several years I have financed my family's WDW trips using Disney gift cards that I purchase with my Target RedCard to save 5%. The problem is that it takes a long time to stockpile the needed amount in gift cards to save 5% on the whole trip, as my RedCard credit limit is $700. There's a long lag time between paying off your account balance and getting your available credit to jump up again so you can purchase more Disney gift cards. So it takes several months and lots of hassle to pay off the whole trip using only gift cards purchased at Target.

That's right where I found myself today - one week before our Disney cruise balance is due in full, and still $1500 short in gift cards. I thought I wouldn't be able to get 5% off on the total after all, but then your post led me to the one day pass at BJ's, where I not only was able to buy all the gift cards I needed at once, but I was also able to use my rewards credit card and ultimately save even more! And it didn't even require a membership purchase to BJ's.

THANK YOU for this fantastic advice!!!

Leah

Friday 3rd of September 2021

yay Amanda that is wonderful!! Exactly why I wrote this post. So glad it was helpful to you and enjoy your cruise!

Rochelle

Wednesday 9th of June 2021

Just checked BJ's and spoke to customer service. As of January 2021, they no longer offer an On-Line Only Membership for $10.00

Jason

Thursday 13th of February 2020

Max $1,000 on Disney gift card after you transfer; maximum purchase amount is $500.

Dave

Thursday 7th of November 2019

If you go to Kroger or Harris Teeter. they often have 4X FUEL POINTS. You have to activate this coupon on your Kroger/Harris Teeter account. (otherwise you only get double fuel points) So for $250 in gift cards gets you $1 off per gallon at the fuel pump. up to 35 gallons . we take 2 cars and save $35... that is 14% savings or 7% savings if there is no 4X coupon savings at the time of purchase.

Traci

Friday 12th of March 2021

We do this!!! It saves a bunch!!

Leah

Friday 8th of November 2019

That is an awesome tip, Dave! Thanks so much for sharing.

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