Discount Disney Gift Cards: The BEST Deals & Where To Get Them!
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Where to buy discount Disney gift cards and how to spot the best Disney gift card deals.
Using discount Disney gift cards for Disney World vacations is a great way to save money.
You can use Disney gift cards to pay for:
- Food and drinks at Disney World and Disneyland
- A Disney vacation package
- Disney resort hotel stays
- Disney theme park tickets
- Disney Cruises
- Merchandise and more…

It is possible to save hundreds of dollars by paying for all of this with cheap Disney gift cards.
Many places sell discount Disney gift cards and they each have pros and cons. It can be hard to know where to start.
In this post, I’ll share the top three places to get a Disney gift card discount and my pick for the easiest to use.
Where To Buy Discount Disney Gift Cards
You can get Disney gift card deals both online and in a store, such as at BJ’s Wholesale, Sam’s Club, and Target (but you must pay with a Target Red Card for the discount).
Other places may also offer discounts, but anything less than 4-5% is NOT a good deal.
Here’s how to get cheap Disney gift cards at my top three picks.
Target Disney Gift Cards
While Target doesn’t sell discount Disney gift cards per se, you can use a Target Circle Card to save 5% on Disney gift cards.
A Circle Card saves you 5% off of all your purchases, even Target Disney gift cards.
I especially like that there is a Circle Card Debit card so I don’t have to open a credit card to save on Disney gift cards!
Just add Disney gift cards to your cart on Target.com (or in a Target store) and use your Circle Card as your payment method at checkout.
Target Disney Gift Card Discount Pros & Cons
- Pros: can get them in-store or online, 5% savings
- Cons: must pay with a Circle Card
BJs Disney Gift Cards
BJ’s Wholesale is my first choice for Disney gift card deals because you don’t have to have a specific credit card or expensive membership to get discount Disney gift cards.
You now have to be a member to get a Disney gift card discount at BJ’s but fear not!
You can try out BJ’s with a free one-day pass and buy all of the gift cards you need for your trip.
You’ll get 24 hours to buy discounted Disney gift cards (and whatever else you want!) without purchasing a membership.
Right now the best deal is the $100 BJs Disney gift card that costs $96.99. This is a 3% savings and the other gift card options at BJ’s offer less than 3% off.
I like that you can pay for these discount Disney gift cards with any form of payment and that you can get instant access to these prices without a membership.
If you purchase these gift cards with a credit card that earns rewards or cash-back, you can save even more.
I buy them with my 2% cash back card so I save 5% total.
You can combine the amount from multiple gift cards on the Disney Gift Card site here, making them much easier to manage when you are in the parks.
BJs Disney Gift Card Discount Pros & Cons
- Pros: no membership required, can pay with any method
- Cons: only save 3%, have to buy them within 24 hours on the free pass
Sam’s Club
Normally you can save 2-4% on Disney gift cards when you buy this $50 Disney gift card.
This savings is ok when it’s 4%, but I would pass when it’s only 2% – you can do better.
These are only available to regular Sam’s Club members and membership will cost you $50.
Sometimes Groupon will offer discounts on Sam’s Club memberships (this is how I got my membership to – you guessed it – buy discount Disney gift cards!)
Recently I was able to save 10% on Disney gift cards at Sam’s thanks to a 5% cash back offer from DOSH. Click here to learn more about the cash back app DOSH.
Sam’s Club Disney Gift Card Discount Pros & Cons
- Pros: options to save more with DOSH, can pay with any method
- Cons: can only save 2-4%, must have a membership
Does Costco Sell Disney Gift Cards?
Costco is a great place to buy discounted gift cards so you might be wondering about Costco Disney gift cards.
Unfortunately, Costco does NOT sell Disney gift cards in any of its US stores.
However, Costco does sometimes sell Landry’s Restaurants gift cards at a discount (e.g. a $100 gift card for $79.99).
These can be used for meals at several restaurants in Walt Disney World including T-Rex Cafe, Rainforest Cafe, and Yak & Yeti in Disney’s Animal Kingdom. Even though you will not find discounted Costco Disney gift cards, you can still save money at Disney with a restaurant gift card!
Using Disney Gift Cards for Disney World
You might be wondering can you use Disney gift cards at Disney World?
I’m happy to report that there are so many ways to use Disney gift cards for Disney World vacations!
When you are at Disney World you can use Disney gift cards to pay for food, drinks, merchandise, and almost anything else you can think of.
You can use Disney gift cards to buy your tickets before your Disney World trip, but I only suggest doing that if you are buying one- or two-day park tickets. Read why in this post on how to get cheap Disney tickets.
If you rent Disney timeshare points to save thousands on a Disney Deluxe hotel, you can use discounted Disney gift cards to add a Disney Dining Plan to your reservation.
And if you book your Disney World trip with a travel agent, you can pay for your ENTIRE package with Disney gift cards!
If you want help with booking a Disney World package (at no additional cost to you), I recommend getting a free quote from my travel agent partner Siera with Destinations in Florida.
If you want to earn HUNDREDS of dollars in travel statement credit toward your Disney World vacation, check out this post about Capital One Rewards!
Using Disney gift cards for Disney World that you bought at a discount is a no-brainer way to save money on your vacation.
Can I Combine Gift Cards?
Keeping track of a bunch of gift cards can be difficult, but thankfully there is a solution. Disney allows you to combine multiple cards into one card here!
I think this is one of the best features of Disney gift cards. You can move balances between cards and only have to keep track of one card on your trip.
The most you can move onto one Disney gift card is $1,000 so if you have more than that you’ll need multiple cards.
Note that if you have more than five to combine, you will have to transfer the balance to the primary card, then delete cards from your collection of “My Cards” as you go.
Summary
In summary, BJ’s offers the most reliable and hassle-free way to get Disney gift card deals.
Though you can definitely get a Disney gift card discount at other locations, you will need a special card or pricey membership to get access to the best prices.
I like that you only need a trial membership to buy gift cards from BJ’s and that you can use any payment method (even one that earns additional cashback).
Any questions about buying or using cheap Disney gift cards? Please leave a comment below or join the discussion in my free private Facebook group for my Disney-only site, The Budget Mouse!
Check out these related posts:
Can you use Disney gift cards to purchase food at all restaurants in Disney and for merchandise throughout the park. I thought of buying gift cards for family members to use for food and snacks during the day. Your thoughts?
Yes, you can use Disney gift cards for almost any purchase in the Disney theme parks! I give my daughter a gift card for her “spending money” on trips.
At BJ’s do you have to wait for cards to ship to you?
@Amanda, Hi. If you have Target credit card or debit card you will get 5% discount. So say if you buy a $500 disney gift card it’ll cost only $475. You can order them online and emailed to you. Hope this helps. 🙂
BJs is currently (10/15/23) offering the $500 card online for $479.99 which is a 4% savings (vs their usual 3% savings listed on the shelf in my local store). Sure that’s just an extra $1/100 bonus, but I won’t turn down that extra “free” drink on my upcoming trip.
@BostonPoke,
Thanks for the great tip! In combination with Leah’s excellent recommendation that we avail of the free, 1-day pass at BJ’s, I just saved a full 4% on the purchase of my $500 Disney gift card! I will now turn ar9und and buy my Disney tix with that card, gaining my 4% savings. Also got 500 miles on my AAdvantage account, as BJ’s links with AA Shopping, and then another 500 by using my AA credit card. 4% + 1,000 miles. Can’t beat that.
Awesome! I love AA miles, they are so useful.
These are good. Bought some thru target with red card and took advantage of a circle deal for $30 target gift card thrown in. I found another cool discount thru disboards.com . If you pay thru cash app (I loaded cash app as my Apple Pay) you can get 10% discounts at places that sell Disney gift cards. Places like dollar general, family dollar, Walgreens, etc. There appears to be a daily limit of $5 in rewards so you may have to get $50 in cards daily until you have enough to buy whatever you need for Disney. It’s a pretty simple way to get up to 10% off though.
This is a great tip, thanks Clifton! Will have to try it soon.
The bj link isn’t working for me. Any other way to get it
The Bj warehouse site isn’t working for me!! Any suggestions ?
I’m sorry, the link broke but it is fixed now.
can you use the gift cards to buy tickets online
Yes! But only if you are buying directly from Disney. Disney prices are best for 1 and 2 day ticekts, but for 3-day tickets or longer you will save more buying with Undercover Tourist (but can’t use gift cards): https://www.thefrugalsouth.com/cheapest-way-to-get-disney-tickets/
If I purchase gift cards online for email delivery can I link them as a form of payment attached to a Magic Band? If you link multiple gift cards will the balance combine or do you have to go through the gift card transfer process on the website then link?
Hi Dawn! You’d want one physical gift card linked in your Disney Gift card account. Then you would copy and paste the #s for each gift card you got via email delivery and add them to that card. You would take that card with you to Disney World and let them know at check-in you want to use it for room charges. They can’t attach it to your Magic Band per se but it can be used to pay off your room charges.