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My Favorite Cashback Credit Card + $200 Sign-Up Bonus!

Today I’m sharing my go-to credit card for earning cash back on regular spending.

When I’m not trying to earn lucrative welcome offers for travel with points and miles, I’m looking to earn the most cash back possible on my everyday purchases!

There are TONS of cashback cards out there, but here’s why the Blue Cash Everyday® Card from American Express is my pick for the best cashback credit card:

  • No annual fee
  • Earns 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%)
  • $200 welcome offer after spending $2,000 in the first six months
  • Gives you access to Amex Offers to save even more!

I prefer cards that don’t have an annual fee, of course. There is a version of this card that has an annual fee and earns double the cashback.

With that card, I’m held to spending a certain amount on the card to justify the fee, and I don’t want that!

bananas in a grocery store

Since most of my everyday spending is at the supermarket and gas station, this card is a great choice for me.

I earn 3% back on the first $6,000 I spend on groceries annually which adds up to $180 back each year.

If you sign up through any link on this page, then you’ll earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

Amex offers savings

And lastly, if you have an American Express, you can take advantage of Amex Offers to save even more!

Here is a screenshot of the Amex Offers I’ve redeemed in the past year.

As you can see, I’ve saved an additional $95 off my purchases including wine, groceries, and Disney World park tickets from Undercover Tourist!

For all of these reasons, I highly recommend the Blue Cash Everyday® Card from American Express as a cash back card. If you do happen to carry a balance (which I don’t recommend), you’ll be able to pay it off over time.

Any questions about this or other cards? Leave a reply on this page or send me a message on The Frugal South’s Facebook page!

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wooller lukas

Monday 9th of January 2023

Sometimes I get confused when it comes to credit but your post has been very helpful. I hope you continue to make great content like this. I have been following your blog for quite some time and I must say, you blog inspired me to get mine.

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Friday 28th of December 2018

[…] Amex Blue Cash Everday – My recommended cash back credit card for everyday expenses. It’s a no annual fee card with a $200 sign-up bonus that earns 3% back on groceries! Read my full review here. […]

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[…] earn cash back on everyday purchases, this card’s 1% return isn’t very good. Read about my favorite no-annual fee cash back card here which earns 3% on […]

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