My Pick For The Best Cash Back Credit Card + $200 Sign-Up Bonus!

on February 2, 2018

If you click a link in this post and make a purchase, we may earn a small commission, at no additional cost to you. Read our full disclosure here.

Today I’m sharing my go-to credit card for earning cash back on regular spending.

When I’m not trying to earn lucrative sign-up bonuses for travel with points and miles, I’m looking to earn the most cash back possible on my everyday purchases!

There are TONS of cash back cards out there, but here’s why the American Express Blue Cash Everyday card is my pick for the best cash back credit card:

  • No annual fee
  • Earns 3% cash back at grocery stores & 2% cash back at gas stations
  • $200 cash back signup bonus
  • 0% interest on purchases and balances transfers for 15 months (great for consolidating debt)
  • Gives you access to Amex Offers to save even more!

I prefer cards that don’t have an annual fee, of course. There is a version of this card that has an annual fee and earns double the cash back.

With that card, I’m held to spending a certain amount on the card to justify the fee, and I don’t want that!

Since most of my everyday spending is at the grocery store and gas station, this card is a great choice for me. I earn 3% back on the first $6,000 I spend on groceries annually which adds up to $180 back each year.

If you sign up through any link on this page (these are my referral links), then you’ll earn $200 cash back after you put $1,000 on the card in the first three months. This is an increase from the $150 that is available to everyone!

And lastly, if you have an American Express, you can take advantage of Amex Offers to save even more! Here is a screenshot of the Amex Offers I’ve redeemed in the past year.

As you can see, I’ve saved an additional $95 off my purchases including wine, groceries, and Disney World park tickets from Undercover Tourist!

For all of these reasons, I highly recommend the American Express Blue Cash Everyday card as a cash back card. If you do happen to carry a balance (which I don’t recommend), you’ll be able to pay it off over time.

Any questions about this or other cards? Leave a reply on this page or send me a message on The Frugal South’s Facebook page!

The BEST cash back credit card for everyday spending has no annual fee, $200 signup bonus, and earns 3% back on groceries!

Want to learn how to do Disney on a budget? Check out my Disney-only site, The Budget Mouse here!

1 Comment

  • Get an Easy $200 Towards Your Vacation with the Disney Rewards Visa - The Budget Mouse

    […] earn cash back on everyday purchases, this card’s 1% return isn’t very good. Read about my favorite no-annual fee cash back card here which earns 3% on […]

    May 12, 2018 at 2:04 pm Reply
  • Leave a Reply


    Privacy Policy | Disclosure Policy | Contact Me