What Are Your Financial Goals? + $50 Cash Giveaway!

Posted in Ditch Debt, Make Money
on December 5, 2017

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I’m incredibly lucky to have frugal habits that help me live a rich life on a limited budget. I’m not sure when or where I learned these habits, but when I look back at my life I realize I’ve been developing them for almost 20 years!

With this blog, I want to help you develop frugal habits that will enable you to reach your financial goals. Your goals might include:

  • paying off debt
  • staying under budget each month
  • having money for travel
  • saving for retirement or college
  • stop living paycheck to paycheck

While it has taken me more 20 years to develop my habits, I want to hit the fast-forward button for you and help you reach your financial goals sooner!

So I’m giving away $50 cash if you’ll help me understand your financial goals and follow along on social media. I’ll use your responses to plan blog posts for the coming year, so I’d love to hear from you!

You can use the Rafflecopter widget below to enter the giveaway – you’ll get three entries just for telling me about one of your financial goals. If you are already following me on social media, just click the “Enter” button for a free entry. And as always, thanks for reading and visiting The Frugal South!

a Rafflecopter giveaway


  • Juanita May

    To pay off my credit cards.

    December 17, 2017 at 9:18 pm Reply
  • Tammy Woodall

    My financial goal is to put more money in savings.

    December 17, 2017 at 8:52 pm Reply
  • Julie Terry

    To start a savings account

    December 17, 2017 at 8:10 pm Reply
  • Pamela Boehnemann

    I am looking to pay off debt and to start setting saving away.

    December 17, 2017 at 7:15 pm Reply
  • jberry

    I need to pay off outstanding medical bills from a fall I had this spring. Also we travel for my better 1/2s work, a newer vehicle would be a blessing.

    December 17, 2017 at 3:58 pm Reply
  • Laras Savitri

    One of my financial goals is to save enough money for an emergency fund

    December 17, 2017 at 1:05 pm Reply
  • Onyinye Elochukwu

    I would love to pay off huge medical bills.

    December 17, 2017 at 1:03 pm Reply
  • rosemary

    Trying to get the kids thru school

    December 17, 2017 at 8:48 am Reply
  • rosemary

    Christmas Gifts- Merry Christmas to all

    December 17, 2017 at 8:47 am Reply
  • Jodi

    I want to put $10,000 in a savings account & still be able to travel. I can do this is we’d watch what we do each week. So, this is my goal!

    December 17, 2017 at 7:18 am Reply
  • Pamela Smith

    I would love to get our credit cards paid off.

    December 16, 2017 at 1:00 pm Reply
  • Rose Santuci-Sofranko

    We need a newer car….and thus need to save up for that. Thanks and God Bless!

    December 16, 2017 at 11:02 am Reply
  • Teresa Moore

    My goal is to pay down my credit cards and pay them off. Then cut them up except for one for dire emergencies!

    December 16, 2017 at 10:19 am Reply
  • Rita Leonard

    right now, I want to save for retirement

    December 15, 2017 at 4:14 pm Reply
  • Tammy

    My goal for 2018 is to live on only one paycheck per month and save the other paycheck. (Husband is only income earner for family of 5… paid 2x per month).

    We may use the savings for a down payment on a house, a large emergency fund, or max out retirement accounts at the end of the year.

    December 15, 2017 at 3:17 pm Reply
  • Terry Anderson

    My goal is to save a little every month for Christmas presents.

    December 14, 2017 at 3:45 pm Reply
  • JP

    My goal: Is to save more for Travel

    December 14, 2017 at 3:06 pm Reply
  • Shauna

    I’ve got to focus my goals next year and not let them pile on. So first goal is to pay off my car, after that the dreaded student loans. (all while travelling cheaply if I get a chance)

    December 14, 2017 at 2:58 pm Reply
  • Patty M

    I am meeting my goals daily. 2018 hubby turns 70, me 65. We are taking our family of 10 from California on their first Disneyworld Vacation. Saving was difficult for this trip, as we are retired and we live on a fixed budget. By developing an Excel spreadsheet and listing every penny spent, we were able to trim spending and save for 2 years for this trip. Our secret, is to pay off all credit and bills as you spend, thus no overspending. Unless there is an emergency. We also buy big items with an interest free plan, thus we pay monthly, but pay off prior to final payment due. We still owe on our home, but round up the payment each month, thus paying more off the principal. I am frugal, I list all my savings on my purchased deals each month and total my savings for the year. This year I am up to over $7000 savings.

    December 14, 2017 at 2:09 pm Reply
  • Becky

    I would like to pay off student loans and figure out how to truly live within our means, instead of depending on overtime and unexpected money for our variable expenses.

    December 14, 2017 at 2:09 pm Reply
  • Danielle

    I’ve been working on our 2018 financial goals lately. First, we have a little debt to finish paying off. Then, I want to start savings for my son’s summer care and a Christmas savings account. Finally I want to save up for a new washer/dryer and build our regular savings account back up!

    Can’t wait to read about your quick Christmas trip – I desperately want to do one in the next couple years and just experience Disney at Christmas time, even if just a quick weekend trip!

    December 14, 2017 at 1:54 pm Reply
    • Leah

      Working on a post about our holiday trip for you, Danielle!

      December 16, 2017 at 10:14 am Reply
  • Audrey Stewart

    To stop living from paycheck to paycheck.

    December 14, 2017 at 1:05 pm Reply
  • Mark R.

    Goal – get more credit card signup bonuses.

    December 14, 2017 at 11:34 am Reply
  • Heidi

    My goal is to create a stream of income that will allow me to continue staying home with my kids.

    December 14, 2017 at 11:09 am Reply
  • Stephanie Phelps

    My goal is to pay off our home in a few ore short years!

    December 14, 2017 at 10:41 am Reply
  • Susan Taylor

    Retiring in 1-2 years so planning for retirement is my financial goal

    December 14, 2017 at 10:37 am Reply
  • Michelle L

    Save more and have less debt

    December 14, 2017 at 10:31 am Reply
  • Melissa H.

    My financial goal is to save enough money to visit family I don’t see often!

    December 13, 2017 at 6:12 pm Reply
  • Bridgett Wilbur

    My financial goal is to save enough money to retire early.

    December 13, 2017 at 7:24 am Reply
  • Nikolina

    My financial goal is to always have some money aside in case of emmergency.

    December 13, 2017 at 4:44 am Reply
  • Morgane Gilson

    My goal right now is to not have to depend on my parents for rent anymore!

    December 13, 2017 at 4:18 am Reply
  • Alexandra Y

    My goal is to save more money.

    December 12, 2017 at 5:28 pm Reply
  • Teru Noriega

    Finish paying our mortgage and not having to worry about paying the kids school

    December 12, 2017 at 12:30 pm Reply
  • Chanine

    I would love pay off my study loans

    December 11, 2017 at 6:33 pm Reply
  • Dione

    My goal is to save enough for my child to live comfortably when I pass as he has a disability.

    December 11, 2017 at 8:37 am Reply
  • Ellie Di

    My financial goals would be to save a bit everyday and never pay the full prize or research for the best deal possible!

    December 11, 2017 at 5:59 am Reply
  • Linda

    I would love to pay off my mortgage in 15 years.

    December 10, 2017 at 7:59 pm Reply
  • pu ye

    My financial goal is to simply be secure.

    December 10, 2017 at 6:53 pm Reply
  • Dee Johnson

    I want to finish paying off the rest of my credit card debt.

    December 10, 2017 at 4:06 pm Reply
  • shannon fowler

    One of our financial goals is to pay off our student loans.

    December 10, 2017 at 3:16 pm Reply
  • Joanna Peter

    I don’t have debt anymore, but I’m working on staying under budget each month, saving money for travel, and
    saving for retirement.

    December 10, 2017 at 2:30 pm Reply
  • ingryd Goncalves

    What is one of your financial goals? My goal is don’t have any debts and save enough for a trip

    December 10, 2017 at 10:46 am Reply
  • Reese

    My goal is finally finding a job!

    December 10, 2017 at 10:30 am Reply
  • Wendy R.

    My financial goal is to simply be secure.

    December 10, 2017 at 12:22 am Reply
  • Danielle

    One of my financial goals is to build up my credit and improve my credit score.

    December 9, 2017 at 10:15 pm Reply
  • Trisca Andrei

    My financial goal is to live off of Freelance work. Work from home and have more time with friends and family

    December 9, 2017 at 10:11 pm Reply
  • Daniel Henríquez

    I would like to buy/pay what I need (my bare necessities) without counting every penny.

    December 9, 2017 at 9:58 pm Reply
  • Tara L

    Mortgage free would be great, but paying off my school loan would be my goal!

    December 9, 2017 at 9:36 pm Reply
    • Leah

      I’m with you there, Tara. I still have lingering debt from grad school that I would love to see gone!

      December 10, 2017 at 6:01 am Reply


    December 9, 2017 at 4:25 pm Reply
  • Violy

    My goal this coming year is to save a bit more. I’m planning to open a bank account savings, not just to help my family but also to be more prepare when it comes to my offerings or with the expenses on ministries that I’m in.

    December 9, 2017 at 3:17 am Reply
  • Priska A

    Emergency savings fund

    December 9, 2017 at 2:23 am Reply
  • Susanti

    my goal is to pay for my monthly college fee! ?

    December 9, 2017 at 1:34 am Reply
  • Derek Jennings

    To buy a house.

    December 8, 2017 at 11:51 pm Reply
  • Samantha Peres

    travel to Orlando-Florida, my dream!

    December 8, 2017 at 9:52 pm Reply
    • Leah

      You can definitely make this dream come true, Samantha! There are lots of helpful tips here under the Disney World menu tab! 🙂

      December 9, 2017 at 6:31 am Reply
  • Laura at Fairly Southern

    One of my financial goals for the next year is to seriously pay down our mortgage!

    December 8, 2017 at 9:13 pm Reply
    • Leah

      I love your goal, Laura. Won’t it be amazing to be mortgage-free? 🙂

      December 9, 2017 at 6:29 am Reply
  • Livivua Chandler

    Save for children’s college

    December 8, 2017 at 4:13 pm Reply
    • Leah

      That’s a fantastic goal, Livivua.

      December 8, 2017 at 5:17 pm Reply
  • Nicole H

    To become financially independent asap!

    December 7, 2017 at 8:48 pm Reply
    • Leah

      I am right there with you Nicole!

      December 8, 2017 at 6:03 am Reply
  • Melinda

    My goal is to pay off all debt!!

    December 7, 2017 at 6:54 pm Reply
    • Leah

      Me too, Melinda. I’m making progress but I hope to make faster progress next year.

      December 8, 2017 at 6:06 am Reply
  • Geri Sandoval

    Pay off our truck, the payment this not a big payment but still would love to pay it off.

    December 7, 2017 at 11:23 am Reply
    • Leah

      Yes Geri, it is great to be free from a monthly payment you are used to having!

      December 7, 2017 at 2:52 pm Reply
  • Lulu

    My goal is to doend less and save more.

    December 7, 2017 at 9:52 am Reply
  • Candace Miller

    One of my financial goals for 2018 is to pay off my last student loan.

    December 7, 2017 at 8:45 am Reply
  • Heather Kelly

    To save up enough money to retire at 65.

    December 7, 2017 at 8:40 am Reply
  • Lisa Brown

    My goal: to save a bit more this coming year.

    December 7, 2017 at 7:25 am Reply
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