What Are Your Financial Goals? + $50 Cash Giveaway!

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I’m incredibly lucky to have frugal habits that help me live a rich life on a limited budget. I’m not sure when or where I learned these habits, but when I look back at my life I realize I’ve been developing them for almost 20 years!

With this blog, I want to help you develop frugal habits that will enable you to reach your financial goals. Your goals might include:

  • paying off debt
  • staying under budget each month
  • having money for travel
  • saving for retirement or college
  • stop living paycheck to paycheck

While it has taken me more 20 years to develop my habits, I want to hit the fast-forward button for you and help you reach your financial goals sooner!

So I’m giving away $50 cash if you’ll help me understand your financial goals and follow along on social media. I’ll use your responses to plan blog posts for the coming year, so I’d love to hear from you!

You can use the Rafflecopter widget below to enter the giveaway – you’ll get three entries just for telling me about one of your financial goals. If you are already following me on social media, just click the “Enter” button for a free entry. And as always, thanks for reading and visiting The Frugal South!

a Rafflecopter giveaway


71 Responses to What Are Your Financial Goals? + $50 Cash Giveaway!

  1. Juanita May says:

    To pay off my credit cards.

  2. Tammy Woodall says:

    My financial goal is to put more money in savings.

  3. Julie Terry says:

    To start a savings account

  4. Pamela Boehnemann says:

    I am looking to pay off debt and to start setting saving away.

  5. jberry says:

    I need to pay off outstanding medical bills from a fall I had this spring. Also we travel for my better 1/2s work, a newer vehicle would be a blessing.

  6. Laras Savitri says:

    One of my financial goals is to save enough money for an emergency fund

  7. Onyinye Elochukwu says:

    I would love to pay off huge medical bills.

  8. rosemary says:

    Trying to get the kids thru school

  9. rosemary says:

    Christmas Gifts- Merry Christmas to all

  10. Jodi says:

    I want to put $10,000 in a savings account & still be able to travel. I can do this is we’d watch what we do each week. So, this is my goal!

  11. Pamela Smith says:

    I would love to get our credit cards paid off.

  12. Rose Santuci-Sofranko says:

    We need a newer car….and thus need to save up for that. Thanks and God Bless!

  13. Teresa Moore says:

    My goal is to pay down my credit cards and pay them off. Then cut them up except for one for dire emergencies!

  14. Leah says:

    Working on a post about our holiday trip for you, Danielle!

  15. Rita Leonard says:

    right now, I want to save for retirement

  16. Tammy says:

    My goal for 2018 is to live on only one paycheck per month and save the other paycheck. (Husband is only income earner for family of 5… paid 2x per month).

    We may use the savings for a down payment on a house, a large emergency fund, or max out retirement accounts at the end of the year.

  17. Terry Anderson says:

    My goal is to save a little every month for Christmas presents.

  18. JP says:

    My goal: Is to save more for Travel

  19. Shauna says:

    I’ve got to focus my goals next year and not let them pile on. So first goal is to pay off my car, after that the dreaded student loans. (all while travelling cheaply if I get a chance)

  20. Patty M says:

    I am meeting my goals daily. 2018 hubby turns 70, me 65. We are taking our family of 10 from California on their first Disneyworld Vacation. Saving was difficult for this trip, as we are retired and we live on a fixed budget. By developing an Excel spreadsheet and listing every penny spent, we were able to trim spending and save for 2 years for this trip. Our secret, is to pay off all credit and bills as you spend, thus no overspending. Unless there is an emergency. We also buy big items with an interest free plan, thus we pay monthly, but pay off prior to final payment due. We still owe on our home, but round up the payment each month, thus paying more off the principal. I am frugal, I list all my savings on my purchased deals each month and total my savings for the year. This year I am up to over $7000 savings.

  21. Becky says:

    I would like to pay off student loans and figure out how to truly live within our means, instead of depending on overtime and unexpected money for our variable expenses.

  22. Danielle says:

    I’ve been working on our 2018 financial goals lately. First, we have a little debt to finish paying off. Then, I want to start savings for my son’s summer care and a Christmas savings account. Finally I want to save up for a new washer/dryer and build our regular savings account back up!

    Can’t wait to read about your quick Christmas trip – I desperately want to do one in the next couple years and just experience Disney at Christmas time, even if just a quick weekend trip!

  23. Audrey Stewart says:

    To stop living from paycheck to paycheck.

  24. Mark R. says:

    Goal – get more credit card signup bonuses.

  25. Heidi says:

    My goal is to create a stream of income that will allow me to continue staying home with my kids.

  26. Stephanie Phelps says:

    My goal is to pay off our home in a few ore short years!

  27. Susan Taylor says:

    Retiring in 1-2 years so planning for retirement is my financial goal

  28. Michelle L says:

    Save more and have less debt

  29. Melissa H. says:

    My financial goal is to save enough money to visit family I don’t see often!

  30. Bridgett Wilbur says:

    My financial goal is to save enough money to retire early.

  31. Nikolina says:

    My financial goal is to always have some money aside in case of emmergency.

  32. Morgane Gilson says:

    My goal right now is to not have to depend on my parents for rent anymore!

  33. Alexandra Y says:

    My goal is to save more money.

  34. Teru Noriega says:

    Finish paying our mortgage and not having to worry about paying the kids school

  35. Chanine says:

    I would love pay off my study loans

  36. Dione says:

    My goal is to save enough for my child to live comfortably when I pass as he has a disability.

  37. Ellie Di says:

    My financial goals would be to save a bit everyday and never pay the full prize or research for the best deal possible!

  38. Linda says:

    I would love to pay off my mortgage in 15 years.

  39. pu ye says:

    My financial goal is to simply be secure.

  40. Dee Johnson says:

    I want to finish paying off the rest of my credit card debt.

  41. shannon fowler says:

    One of our financial goals is to pay off our student loans.

  42. Joanna Peter says:

    I don’t have debt anymore, but I’m working on staying under budget each month, saving money for travel, and
    saving for retirement.

  43. ingryd Goncalves says:

    What is one of your financial goals? My goal is don’t have any debts and save enough for a trip

  44. Reese says:

    My goal is finally finding a job!

  45. Leah says:

    I’m with you there, Tara. I still have lingering debt from grad school that I would love to see gone!

  46. Wendy R. says:

    My financial goal is to simply be secure.

  47. Danielle says:

    One of my financial goals is to build up my credit and improve my credit score.

  48. Trisca Andrei says:

    My financial goal is to live off of Freelance work. Work from home and have more time with friends and family

  49. I would like to buy/pay what I need (my bare necessities) without counting every penny.

  50. Tara L says:

    Mortgage free would be great, but paying off my school loan would be my goal!

  51. ANNETTE FISHER says:


  52. Leah says:

    You can definitely make this dream come true, Samantha! There are lots of helpful tips here under the Disney World menu tab! 🙂

  53. Leah says:

    I love your goal, Laura. Won’t it be amazing to be mortgage-free? 🙂

  54. Violy says:

    My goal this coming year is to save a bit more. I’m planning to open a bank account savings, not just to help my family but also to be more prepare when it comes to my offerings or with the expenses on ministries that I’m in.

  55. Priska A says:

    Emergency savings fund

  56. Susanti says:

    my goal is to pay for my monthly college fee! 💛

  57. Derek Jennings says:

    To buy a house.

  58. Samantha Peres says:

    travel to Orlando-Florida, my dream!

  59. One of my financial goals for the next year is to seriously pay down our mortgage!

  60. Leah says:

    That’s a fantastic goal, Livivua.

  61. Livivua Chandler says:

    Save for children’s college

  62. Leah says:

    Me too, Melinda. I’m making progress but I hope to make faster progress next year.

  63. Leah says:

    I am right there with you Nicole!

  64. Nicole H says:

    To become financially independent asap!

  65. Melinda says:

    My goal is to pay off all debt!!

  66. Leah says:

    Yes Geri, it is great to be free from a monthly payment you are used to having!

  67. Geri Sandoval says:

    Pay off our truck, the payment this not a big payment but still would love to pay it off.

  68. Lulu says:

    My goal is to doend less and save more.

  69. Candace Miller says:

    One of my financial goals for 2018 is to pay off my last student loan.

  70. Heather Kelly says:

    To save up enough money to retire at 65.

  71. Lisa Brown says:

    My goal: to save a bit more this coming year.

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